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# [KENYA / EAST AFRICA] Equity Group: H1 2026 Profit Jumps 32% to $351M, Digital Drives Regional Expansion
- URL: https://businessoi.media/en/kenya-afrique-de-lest-equity-group-benefice-s1-2026-en-hausse-de-32-a-351-millions-usd-le-digital-propulse-lexpansion-en/
- Published: 2026-08-26T13:45:23.000Z
- Updated: 2026-08-26T13:45:23.000Z
- Description: Equity Group posts +32% net profit in H1 2026 ($351M). Regional subsidiaries (42% of profits) and digital banking (89.7% of transactions) are reshaping East African finance.
- Author: Emmanuel TAOCHY
- Tags: Kenya, Afrique, Économie, finance, Clôture, #en

Equity Group Holdings, East Africa's largest banking group, released its H1 2026 results on Wednesday. Net profit surged **32% to KSh 45.5 billion**, or **$351 million** — powered by regional expansion and an accelerated shift to digital banking.

## Record Numbers Across All Metrics

Pre-tax profit climbed **39%** to KSh 57.8 billion ($447 million). Total group revenue grew **25%** to KSh 124.9 billion. The balance sheet now exceeds **KSh 2.16 trillion** ($16.7 billion), supported by a 21% rise in customer deposits and 19% growth in net loans.

Equity Group now serves **23.3 million customers** across six countries in East and Central Africa.

## Regional Expansion Reshaping the Profit Map

While Kenya remains dominant, the profit geography is rebalancing. Regional subsidiaries now account for **42% of banking profitability** and 47% of banking revenues. The Democratic Republic of Congo posted 30% growth to KSh 11.8 billion — a remarkable performance in one of the continent's most complex markets.

Tanzania stands out with a spectacular **82% jump** to KSh 2 billion. Rwanda (+12%) and Uganda round out a thriving regional ecosystem.

## Digital as Growth Engine

**98.3% of transactions** now occur outside physical branches. The digital platform handles **89.7% of all transactions**. This technological shift allows Equity to serve unbanked populations at lower cost while improving margins in peripheral markets.

The group also announced deepened partnerships with local fintechs under an open banking strategy ahead of regional regulations expected by 2027.

## Why It Matters

Equity Group's results signal that digital banking is now a powerful profitability lever in Africa — not just a social inclusion tool. For financial players across the Indian Ocean, this model is a reference: organic growth, geographic diversification and digital transformation as a triple growth engine.

*Sources: TechMoran, CNBC Africa, Business Today Kenya, Ecofin Agency — August 2026*